An "all risk" insurance policy that provides coverage for costs associated with research to reconstruct damaged records and associated costs. "Valuable papers" may include written or recorded documents and records, including books, maps, films, drawings, abstracts, deeds, mortgages, and manuscripts.
Life insurance programs most commonly found in universal life, in which the premium due is variable. The variation in premium will depend on the investment earnings from earned dividends that may be reinvested and used to pay premiums.
When all or part of the proceeds from a life insurance policy are paid out to an insured who is terminally ill before they die.
The agent or broker who sells rights to life insurance coverage.
An evolving term that typically refers (theoretically) to any form of insurance coverage that is sold, delivered and serviced electronically, specifically via the Internet. Another term is e-insurance.
When important information related to seeking insurance coverage has been concealed, misrepresented or is fraudulent, the insurer may have the right to dissolve a policy's coverage as though the policy never existed.
Protection which an employer may purchase to cover employees not otherwise included in the scope of workers compensation laws.